Credit Card Debt
Tampa Bay Bankruptcy and Debt Relief Attorney
It's a common problem many Americans face: credit card debt. If you're not careful, it's easy to fall behind on credit card payments. One card turns into two or three, and soon creditors are calling. All it takes is one medical emergency or one layoff, and suddenly you can find yourself drowning in escalating interest and fees, in addition to a rapidly declining credit score.
Eventually, you may find yourself being sued by your credit card company. Luckily, though it may seem like a problem with no way out there are solutions to help you get out of debt and back on your feet.
Filing Bankruptcy for Credit Card Debt: Is It Right for You?
Filing bankruptcy for credit cards can seem dramatic to some people. But bankruptcy is a process designed to help people like you do the right thing and settle their debts without completely upending their lives.
If you're drowning in debt, or your credit card company is suing you, the first step is to consult an experienced credit card bankruptcy lawyer.
Declaring Bankruptcy for Credit Card Debt Is a Smart Move
Often when you owe a large amount to a credit card company, they will file a debt collection lawsuit. When this happens, it's important to retain a bankruptcy lawyer right away. There are often many ways to contest or negotiate through a lawsuit settlement like this. But if the credit card company obtains a personal judgment, they may be able to garnish your wages and even repossess your vehicle.
With bankruptcy, it's possible to find credit card debt relief without losing your income or assets. Filing Chapter 7 may allow you to discharge some of your debts if you qualify. Filing Chapter 13 can help you retain property and set up a payment plan.
Don't let your credit card debt make you feel trapped. With an experienced credit card bankruptcy attorney on your side, you have more options than you think.
How Do I Find Credit Card Bankruptcy Lawyers Near Me?
Filing bankruptcy for credit cards and other unsecured debt can be a complicated process, and you need an attorney who understands the bankruptcy process - someone who isn't afraid to stand up to the credit card companies and fight for your best interest.
At Coleman Law Group, our lawyers bring years of experience and bankruptcy law knowledge to the table. When you work with us, you are always an individual, never just a case. We believe mistakes and bad decisions shouldn't ruin the rest of your life. After all, everyone deserves a second chance
Contact Us Today for Your Free Consultation
When it comes to debt, the longer you wait, the worse it gets. Don't waste any more time hiding from creditors. Talk with one of our knowledgeable bankruptcy attorneys and see how bankruptcy can help you get your finances back on track. Contact us today and get started on the rest of your life!
St. Petersburg and Tampa: 727.214.0400
You also can visit our website at colemanlawgroup.com